Homes Under $500,000 in Garden City, Utah

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Finding an affordable home in Garden City offers a unique opportunity to own property in one of Utah's most scenic lakeside communities. With homes under $500K, you can enjoy the tranquil beauty of Bear Lake without breaking the bank. This charming town attracts families, retirees, and vacation home buyers who appreciate the area's famous turquoise waters, sandy beaches, and year-round recreational activities including boating, fishing, skiing, and snowmobiling.

Properties in this price range in Garden City typically include cozy single-family homes, townhomes, and condos that serve as perfect primary residences or weekend retreats. Many homes offer convenient access to Bear Lake State Park, local marinas, and the town's beloved restaurants and shops. The community maintains a welcoming, small-town atmosphere while providing essential amenities and services that make full-time living comfortable and enjoyable.

Browse our current listings below to discover available homes that match your budget and lifestyle needs. Whether you're searching for a year-round residence or a vacation getaway in Bear Lake country, Garden City's affordable housing market presents excellent value. Our experienced local agents understand the unique characteristics of this market and can help you find the perfect property that meets your goals. Contact us today to learn more about these opportunities or to schedule a showing.

View Homes Under $500K in Garden City, Utah


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189 Homes For Sale in HOMES UNDER 500K Utah

929 N HARBOR VILLAGE EAST DR #216B, Garden City UT 84028

929 N HARBOR VILLAGE EAST DR #216B
Garden City UT 84028

Lakeside Retreat in Harbor Village! Escape to your own slice of paradise with this charming condominium in the desirable Harbor Village at Bear Lake! Perfectly ...

  • 1220 Sq Ft

  • 2

  • 2

$365,900

10.0k

888 N NEWBURG DR #UNIT 1, Garden City UT 84028

888 N NEWBURG DR #UNIT 1
Garden City UT 84028

Beautiful VIEWS from the south end-unit at Harbor Village with views to south field, hillside and views overlooking Marina and valley. Minutes away to Marina, g...

  • 1200 Sq Ft

  • 2

  • 2

$372,000

529 W RASPBERRY PATCH RD, Garden City UT 84028

529 W RASPBERRY PATCH RD
Garden City UT 84028

Fantastic Lot in Harbor Village Sub. Short term Rentals are allowed. Pool, Tennis, Basketball, and play area are part of the HOA. Just above the marina for grea...

  • 0.28 Acres

$129,900

377 N LAKEVIEW RIDGE RD, Garden City UT 84028

377 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.62 Acres

$275,000

537 N BLUE LAKE ST #38, Garden City UT 84028

537 N BLUE LAKE ST #38
Garden City UT 84028

Escape the 9-to-5 grind without ditching your day job: Snag 1/8th of Blue Bear Lake Townhome and unlock 45+ nights of turquoise-tinted paradise yearly. Were tal...

  • 2075 Sq Ft

  • 3

  • 3

  • 2

$72,250

899 S LAKEVIEW DR, Garden City UT 84028

899 S LAKEVIEW DR
Garden City UT 84028

Gorgeous views of Bear Lake from this .94 acre lot! Enjoy the beauty all around from this lot in the Bridgerland Subdivision. Ride from this lot to the miles of...

  • 0.94 Acres

$137,500

2176 S BEAR BLVD #421, Garden City UT 84028

2176 S BEAR BLVD #421
Garden City UT 84028

This turnkey 1-bedroom, 1-bath condo at Ideal Beach Resort is fully furnished and ready to enjoy yourself or offer as a nightly rental. The updated kitchen feat...

  • 600 Sq Ft

  • 1

  • 1

$340,000

10.0k

3212 S SNOWSHOE CIR, Garden City UT 84028

3212 S SNOWSHOE CIR
Garden City UT 84028

Excellent 1.68-acre building lot in Upper Sweetwater Subdivision with beautiful views of Bear Lake and the surrounding mountains. End-of-cul-de-sac location wit...

  • 1.28 Acres

$84,900

564 W ELDERBERRY CIR, Garden City UT 84028

564 W ELDERBERRY CIR
Garden City UT 84028

Discover this beautiful one-acre lot tucked away on a quiet cul-de-sac, offering peace and privacy, and stunning views of Bear Lake. This relatively lot provide...

  • 1.00 Acres

$120,000

861  LAKEVIEW DR, Garden City UT 84028

861 LAKEVIEW DR
Garden City UT 84028

Great opportunity to own your own piece of the mountain with views of Bear Lake. Building is easy on this piece of land with its gentle slope. Build your dream ...

  • 1.39 Acres

$96,300

283 N ELKSRIDGE DR, Garden City UT 84028

283 N ELKSRIDGE DR
Garden City UT 84028

New community in Bear lake! Fantastic views of Bear Lake and surrounding mountains, short term rentals are permitted in this subdivision. Utilities stubbed to t...

  • 1.81 Acres

$300,000

657 N LOCHWOOD VW, Garden City UT 84028

657 N LOCHWOOD VW
Garden City UT 84028

Beautiful Bear Lake building lot in the Lochwood subdivision, in the heart of Garden City. SHORT TERM RENTALS ALLOWED! Popular rental area! Top row of the commu...

  • 0.12 Acres

$125,000

941 N NEWBERG PL #2, Garden City UT 84028

941 N NEWBERG PL #2
Garden City UT 84028

Incredible lake and marina views from this updated tri-level townhome located across from Bear Lake State Park Marina. 2 bedrooms, 3 baths with a lower entertai...

  • 1800 Sq Ft

  • 2

  • 3

$429,900

739 W SNOWBERRY CT, Garden City UT 84028

739 W SNOWBERRY CT
Garden City UT 84028

Unobstructed views that will never be blocked set this Swan Creek Village lot apart from the rest. Build with confidence knowing your sightlines are protected a...

  • 0.13 Acres

$60,000

2999  SERVICEBERRY DR, Garden City UT 84028

2999 SERVICEBERRY DR
Garden City UT 84028

Sweet lot for a great homesite. Amazing views of lake, valley, and mountians. Close to open snowmobileing and ATV fun. A great location for many years of fun!...

  • 1.16 Acres

$118,000

576 N BLUE LAKE ST #26, Garden City UT 84028

576 N BLUE LAKE ST #26
Garden City UT 84028

Unit #26 End Unit. Welcome to your BRAND NEW short term rental approved lakeside sanctuary in the heart of Garden City! This beautifully appointed townhome offe...

  • 1807 Sq Ft

  • 3

  • 3

  • 2

$379,900

194 W SEASNONS LN #51, Garden City UT 84028

194 W SEASNONS LN #51
Garden City UT 84028

Located in the heart of Garden City in beautiful Bear Lake! Walking distance to shops and restaurants. Nightly rentals allowed. City Pickleball courts across...

  • 1782 Sq Ft

  • 4

  • 3

  • 1

$365,000

427 W SUNBURST DR, Garden City UT 84028

427 W SUNBURST DR
Garden City UT 84028

Discover the perfect place to build your dream home on this spacious building lot offering stunning lake views and easy access to miles of scenic trails. Nestle...

  • 0.73 Acres

$260,000

2300 S PICKLE VILLE PKWY, Garden City UT 84028

2300 S PICKLE VILLE PKWY
Garden City UT 84028

This property can be residential with a multi-use, Townhouses, duplex, vacation home, barn dominium or use it for commercial property or industrial. PROPERTY i...

  • 2.47 Acres

$495,000

NEW - 55 HOUR AGO
939 W CISCO RUN, Garden City UT 84028

939 W CISCO RUN
Garden City UT 84028

This exceptional 1-acre end lot in Swan Creek Village offers the ideal setting for a custom home with a walk-out basement, thanks to its natural slope and eleva...

  • 1.00 Acres

$105,000

728 S SPRUCE DR, Garden City UT 84028

728 S SPRUCE DR
Garden City UT 84028

Breath-taking, sweeping view of Bear Lake. Stream location should prevent building. Sharper drop-off east of lot (behind) maintain view, privacy. Upscale homes ...

  • 0.34 Acres

$175,000

476 W MOONLIGHT DR, Garden City UT 84028

476 W MOONLIGHT DR
Garden City UT 84028





  • 0.76 Acres

$210,000

3075 S EDGEMONT DR #246, Garden City UT 84028

3075 S EDGEMONT DR #246
Garden City UT 84028

Relax and enjoy all Bear Lake has to offer all while keeping your budget in check. There is a beautiful tree on the lot that shades the trailer and is a great ...

  • 600 Sq Ft

  • 2

  • 1

$149,999

977  CISCO RUN, Garden City UT 84028

977 CISCO RUN
Garden City UT 84028

Looking to build your dream cabin by the lake? Look no further! This Beautiful Swan Creek Village lot is located high up on the hill near the state marina. Clos...

  • 0.53 Acres

$110,000

350 W MOONLIGHT DR, Garden City UT 84028

350 W MOONLIGHT DR
Garden City UT 84028





  • 1.03 Acres

$240,000

426 W MOONLIGHT DR, Garden City UT 84028

426 W MOONLIGHT DR
Garden City UT 84028





  • 0.78 Acres

$210,000

261 W MOONLIGHT DR, Garden City UT 84028

261 W MOONLIGHT DR
Garden City UT 84028





  • 0.46 Acres

$210,000

1259 S NORTH STAR WAY, Garden City UT 84028

1259 S NORTH STAR WAY
Garden City UT 84028





  • 0.98 Acres

$265,000

1242 S NORTH STAR WAY, Garden City UT 84028

1242 S NORTH STAR WAY
Garden City UT 84028





  • 0.90 Acres

$275,000

334 W MOONLIGHT DR, Garden City UT 84028

334 W MOONLIGHT DR
Garden City UT 84028





  • 1.17 Acres

$240,000

2173 S SERVICEBERRY CIR, Garden City UT 84028

2173 S SERVICEBERRY CIR
Garden City UT 84028

Incredible 3.24 acre building lot in Bear Lake! Spectacular view of the lake in every direction from this lot! Enjoy the sun and the moon as they rise over th...

  • 3.24 Acres

$199,900

309 W MOONLIGHT DR, Garden City UT 84028

309 W MOONLIGHT DR
Garden City UT 84028





  • 1.26 Acres

$240,000

283 W MOONLIGHT DR, Garden City UT 84028

283 W MOONLIGHT DR
Garden City UT 84028





  • 0.46 Acres

$210,000

1697 N RENDEVOUS RUN, Garden City UT 84028

1697 N RENDEVOUS RUN
Garden City UT 84028

Stunning Vacant Land Opportunity in Garden City! Discover the perfect canvas for your dream home in the sought-after Swan Creek Village HOA. This beautiful wood...

  • 1.00 Acres

$129,900

431 W MOONLIGHT DR, Garden City UT 84028

431 W MOONLIGHT DR
Garden City UT 84028





  • 0.55 Acres

$210,000

417 W MOONLIGHT DR, Garden City UT 84028

417 W MOONLIGHT DR
Garden City UT 84028





  • 0.59 Acres

$210,000

379 W MOONLIGHT DR, Garden City UT 84028

379 W MOONLIGHT DR
Garden City UT 84028





  • 0.59 Acres

$210,000

484 N ELK RIDGE RD, Garden City UT 84028

484 N ELK RIDGE RD
Garden City UT 84028

Wake up to the kind of Bear Lake views you normally only see on postcards. This stunning lot is perfectly positioned to capture sweeping panoramas of the lake, ...

  • 1.18 Acres

$325,000

367 W MOONLIGHT DR, Garden City UT 84028

367 W MOONLIGHT DR
Garden City UT 84028





  • 0.62 Acres

$210,000

347 W MOONLIGHT DR, Garden City UT 84028

347 W MOONLIGHT DR
Garden City UT 84028





  • 0.50 Acres

$220,000

Homes Under $500K in Garden City

Looking for homes under $500k in Garden City, Utah? We currently have 189 listings matching your criteria. New properties are added daily, so check back often or create a custom search to get notified of new listings.

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